Who has the lowest home insurance rates?

Among the insurance companies, Amica is the only company to earn top ratings for claim servicing, as well as other vital parameters such as overall satisfaction, policy offerings, pricing, etc. Amica ranks at the top in both JD Power and Consumer Reports ratings.

Amica gets the highest ratings in price, which implies the greatest satisfaction with the cost of coverage. Amica offers several discounts and is the most competitive among those offering discounts. Amica also offers most of the discounts such as those for security and safety. It also offers a unique discount like paperless bills and loyalty.

Amica also has its dividend policies, which it is able to provide because it is a mutual company owned by policyholders rather than investors or shareholders. Thus if you choose this option then you can receive at the end of the insurance term, a dividend ranging from 5 to 20 percent of the premium.

Looking into all these factors, Amica comes out as the lowest cost insurance provider